Creditors' Rights and Commercial Collections

(Contact: Teresa Ruiz Schober, Jim Schober)

"If I owe you a pound, I have a problem; if I owe you a million, the problem is yours."
     -John Maynard Keynes

Our attorneys aggressively represent creditors of all types in the collection of their debts. In fact, Teresa Ruiz Schober has been doing primarily that for her entire career. Our collections clients include state and national banks, regional lenders, trade creditors, receivables-factoring companies, and some of the most aggressive buyers of distressed debt in the country. We are intimately familiar with all of the collection tools available to creditors under both state and federal law, and will use those tools aggressively and efficiently to obtain the best overall result possible.


  • Pre-judgment seizure of property
  • Filing suit and taking judgment
  • Abstracting the judgment
  • Executing on the judgment
  • Garnishing and attaching property
  • Foreclosing on assets
  • Obtaining relief from the automatic stay
  • Collecting pledged receivables
  • Defending preference actions
  • Objecting to bankruptcy discharge